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About Me

Tomas Funes is a trusted Mortgage Loan Originator with a unique edge — over 17 years of experience as a real estate broker, investor advisor, and team leader in the South Florida market. Whether working with first-time homebuyers, real estate investors, foreign nationals, or self-employed professionals, Tomas takes pride in providing clear, personalized guidance from pre-approval to closing.

With a deep knowledge of both sides of the transaction — real estate and lending — Tomas offers his clients a 360° approach that sets him apart. His background in negotiation, market analysis, and deal structure gives his borrowers a strategic advantage. His clients appreciate his straightforward communication, his ability to simplify complex loan products, and his commitment to helping them make informed, confident decisions.

As a bilingual advisor, Tomas serves a diverse range of clients throughout Florida, always with the same goal: to help them unlock the door to financial growth through smart lending and homeownership. His transition into the mortgage industry wasn’t a pivot — it was the next evolution in his mission to help more people build lasting wealth.

What I bring to the table

  • I understand how financing fits into the entire home buying process — not just the numbers, but the bigger picture.
  • I've closed hundreds of transactions and know how to structure loans that work in real-life scenarios.
  • From Conventional to FHA, DSCR, HELOCs, and refinancing — I match the right product to the right person.
  • I help real estate investors understand leverage, cash flow, and portfolio growth through smart financing.
  • Bank statement loans, creative income analysis — I get the challenges and know the solutions.
  • I serve a broad range of clients and ensure no one is left out of the opportunity to become a homeowner.
  • I believe in teaching my clients throughout the process so they feel empowered, not pressured.
  • You’ll never be left wondering what’s happening — I keep my clients informed every step of the way.
  • I work with reputable lenders and loan programs to offer competitive rates and fast closings.
  • My mission is to help you not just buy a home, but build a foundation for lasting financial growth.

Let's connect!

Let me be your trusted mortgage partner.